Benefits of Hiring a Public Insurance Adjuster

There are a lot of benefits to hiring a public insurance adjuster. Hiring public adjusters can save you a lot of time. They’ll be able to file your insurance claim on your behalf and negotiate a higher settlement for you. You don’t need to know a lot about insurance to hire one. But before hiring a public adjuster, you should document your claim. That way, you’ll have all the information you need to make an informed decision.

Save Time

Using a public adjuster such as professionals at Graystone Adjusting to handle your insurance claim is an excellent way to ensure a fair settlement. Many homeowners don’t know what they’re eligible for from their insurance policy, and it can be not easy to fill out all the paperwork required. Public adjusters are trained to spot hidden damage and make the most accurate estimate of the injuries, allowing the homeowner to get the best settlement possible.

Hiring a public adjuster can reduce the time it takes to process your insurance claim. Public adjusters have experience dealing with insurance companies and can advocate for you. Moreover, having more people involved in the claims process can prolong and slow it down. You should be aware of these drawbacks before hiring a public adjuster. While hiring one, be sure to do thorough research to find a company with an excellent reputation.


Property owners hire public adjusters to help them with claims. Many public adjusters specialize in a specific type of damage. Some policyholders may want to hire only one adjuster, while others may prefer to work with several adjusters. Selecting the right public adjuster for your needs can be challenging, and you may need to check references. You can also ask for recommendations and references. To avoid being taken advantage of, you should choose a public adjuster with several years of experience.

There are several costs involved with hiring a public adjuster. Generally, they charge 10% of the total claim value. Some public adjusters also work on a contingency basis, meaning they only get paid if you receive compensation for your claim. A public adjuster may charge higher fees if the share is relatively small or if the claim is settled midway through the process. Hiring a public adjuster is a big decision, but if you think you deserve more money, then it may be a good idea to pay for the services.

Negotiating Higher Settlements

Using the services of a Public Adjuster can improve your chance of negotiating a higher settlement. This professional will remove any conflicts of interest from the situation and act as your advocate, preparing and presenting your claim to the insurer. The goal is to get you the most significant possible indemnity payment from the insurer. It can be challenging to achieve this goal without the help of a Public Adjuster, but it’s not impossible if you use your negotiation skills to get the best possible settlement.

Public Adjusters usually work on contingency fees and charge a fee of five to fifteen percent of the monies you receive. This fee is capped in some states, but in others, it is negotiable. It would help if you negotiated a price considering the type and size of your claim and your current insurance status. If the insurance company refuses to accept your settlement offer, you can hire an attorney to file a lawsuit on your behalf.

Documenting Your Claim

Hiring a public adjuster can help you get the most from your insurance policy. However, it is essential to note that the process of filing an insurance claim is lengthy and may interfere with your other commitments. In addition, claims can be complicated due to language, paperwork, and mistakes, which can cause a delay in the claim settlement.

The first thing you need to do is understand the nature of the insurance policy. Many insurance policies are complicated and contain legal jargon and provisions you might not understand. A public adjuster will have the expertise to navigate through these terms, helping you get the most money for your claim. They can also help you document your expenses to reimburse them adequately. This will ensure that your insurance company covers all costs related to the lawsuit.